“He went with olive green, because it almost matched his borrowed coat, which was tan. He chose pants with flannel lining, a T-shirt a flannel shirt, and a sweater made of thick cotton. He added white underwear and a pair of black gloves and a khaki watch cap. Total damage was a hundred and thirty bucks. The store owner took a hundred and twenty cash. Four days wear, probably, at the rate of thirty dollars a day. Which added up to more than ten grand a year, just for clothes. Insane, some would say. But Reacher liked the deal. He knew that most folks spent much less than ten grand a year on clothes. They had a small number of good items that they kept in closets and laundered in basements. But the closets and basements were surrounded by houses, and houses cost a whole lot more than ten grand a year, to buy or rent, and to maintain and repair and insure. So who was really nuts ?”